With the costs of medical care continuing to rise at unprecedented rates, it’s not hard to imagine a major accident costing hundreds of thousands or even millions of dollars. An umbrella insurance policy can help protect you from large liability judgments for a relatively low cost.
Umbrella insurance works in conjunction with your other insurance policies, like home and auto insurance. Umbrella policy coverage begins where your underlying policy coverage ends. If you are liable for $750,000 in damages and your auto policy limit is $500,000, your umbrella will kick in to pay the additional $250,000 owed. Umbrella limits can range from $1M up to $10M or more.
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Protects you from lawsuits arising out of damages or injury to another party, like if someone is injured on your property.
Protects other parties when you are at fault for bodily injury or property damage in a car accident.
Covers you for the amount you’d normally be entitled to from another driver that is underinsured.
Coverage applies even if you’re travelling abroad.
There are many coverage options available. We’ll help you determine what coverage is right for your situation.
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300 St. Andrews Dr Ste 100
Mankato, MN 56001
(507) 385-4485
(507) 385-4498
Hours
Mon – Fri
8am – 5pm
