Homeowners Insurance

Your home is the center of your daily life, and usually one of your most valuable assets. We understand how important it is to get your home back after a claim, which is why we carefully analyze your risk exposure to help you determine what homeowners insurance coverage is needed, then compare quotes from up to 20 top insurance companies.

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What Is Home Insurance?

Homeowners insurance packages together protection for your physical assets and liability coverage to protect your livelihood in case you’re sued for damage or injury caused to another person. In the insurance industry, these are known as property and casualty coverage. Together, they protect your family from a wide variety of risk. Keep in mind, a good home insurance policy should be customized to meet your unique risk exposure.

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Homeowners Insurance Coverage

Personal Liability

Protects you from lawsuits arising out of damages or injury to another party, like if someone is injured on your property.

Dwelling & Other Structures

Covers your home and other structures, like a garage or shed. Home insurance covers damage from a variety of perils, like wind, fire, lightning, vandalism, and much more.

Loss of Use

Pays for alternative living arrangements for your family if your home is unlivable due to a covered loss.

Personal Property

Covers your personal items, like clothes, furniture, appliances, and more.

Scheduled Property

Covers certain classes of high value or high risk property that has coverage limits on a standard homeowners policy. Examples include jewelry, art, guns, and other collectibles.

Business Pursuits

Provides liability coverage for a business that is operated out of your home, like a daycare.

Water & Sewer Backup

Covers water damage as a result of a backed up sewer or drain, or a sump pump malfunction.

Much More

There are many coverage options available. We’ll help you determine what coverage is right for your situation.

Want to know more? Learn what’s covered by a standard home insurance policy from III.org.

Properties Covered

  • Single Family Homes
  • Multi-Unit Housing
  • Condos / Townhouses
  • Rental Properties
  • Renters Insurance
  • Vacation & Secondary Residences
  • Vacant Homes
  • And more


  • Burglar/Fire Alarm
  • Education/Occupation
  • Green Home
  • Loss-Free
  • Multi-Policy
  • Paid-in-Full
  • And more


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