Car Insurance

You depend on your car to get to work, get the kids to school, and run errands. We understand how important it is to get your vehicle back in working order after a claim. Community Insurance agents offer coverage from highly rated car insurance companies to ensure you get quality coverage without overpaying.

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What Is Car Insurance?

Car insurance is a transfer of risk from you to the insurance company. It can be customized to provide varying levels of coverage. In it’s most basic form, it provides auto liability coverage, which helps pay what is owed to others if you are at fault for an accident. In addition to liability, you can customize your insurance to provide physical damage coverage, which is often required if you have a loan on your vehicle.

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Car Insurance Coverage

Auto Liability

Protects other parties when you are at fault for bodily injury or property damage.


Physical damage coverage for your vehicle. Pays to repair or replace your car if it’s damaged from a collision with another vehicle or object.


Physical damage coverage for your vehicle. Pays to repair or replace your car if it’s damaged from something other than a collision, like hail.

Uninsured/Underinsured Liability

Covers you for the amount you’d normally be entitled to from another driver that is underinsured.

Gap Coverage

Pays the difference between the actual cash value of your vehicle and the balance of the loan left on it.

Rental Reimbursement

Pays for a rental car if your car is unusable due to a covered loss.

Roadside Assistance

Pays for emergency assistance if your vehicle is disabled. Covers towing, jump starts, and more.

Much More

There are many coverage options available. We’ll help you determine what coverage is right for your situation.

Want to know more? Learn auto insurance basics from

Vehicles Covered


  • Violation-Free
  • Education/Occupation
  • EFT Payments
  • Loss-Free
  • Multi-Vehicle
  • Multi-Policy
  • Paid-in-Full
  • And more


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