Boat Insurance

Boating, tubing, water skiing, and other lake activities are a staple of Minnesota summers. Make sure your family is adequately protected when enjoying your time on the water. Community Insurance agents carefully analyze your risk exposure to determine what coverage is needed, then compare boat insurance quotes from up to 20 top insurance companies.

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What Is Boat Insurance?

A basic boat insurance policy will provide liability coverage, which pays for damages and injury you cause to another party. You can also include a variety of additional coverage options to guard against physical damage to your watercraft, theft, and much more.

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Boat Insurance Coverage

Liability

Protects other parties when you are at fault for bodily injury or property damage.

Collision

Physical damage coverage for your watercraft. Pays to repair or replace your vessel if it’s damaged from a collision with another boat or object.

Comprehensive

Physical damage coverage for your watercraft. Pays to repair or replace your vessel if it’s damaged from something other than a collision, like wind damage.

Fishing Equipment

Covers your fishing equipment against loss or theft.

Trailer Coverage

Covers physical damage to your boat trailer. When in transit, liability coverage is extended to your trailer from your auto insurance.

On-Water Towing

Provides emergency assistance if your boat is disabled on the water.

Medical Payments

Pays for minor medical bills for guests that are injured on your boat.

Much More

There are many coverage options available. We’ll help you determine what coverage is right for your situation.

Watercraft Covered

  • Bass Boats
  • Cruisers
  • Pontoons
  • Personal Watercraft
  • Waverunners
  • Ski Boats
  • And more

Discounts

  • Multi-Boat
  • Association
  • Multi-Policy
  • Safety Course
  • Paid-in-Full
  • And more

 

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We compare coverage & rates from up to 20 top insurance companies. It only takes a few minutes to get started.

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